How does Klarna invoice (pay later) work?

With Klarna invoice (Pay Later), you can shop now and pay later – with no extra fees as long as you pay on time. It's a flexible and secure way to shop online.


🧾 How it works – step by step

  1. Select Klarna invoice at checkout
    When you reach the payment step, choose “Klarna – Pay Later” as your payment method.

  2. Verify your identity
    You’ll be asked to confirm your identity, usually using your personal ID number and possibly BankID for security.

  3. Receive your order first
    Klarna pays the store immediately, and you receive your items before paying.

  4. Invoice sent via email and in the Klarna app
    Klarna will send you an invoice with a 14 or 30-day payment deadline, depending on the terms. It also appears in the Klarna app.

  5. Pay when it suits you (within the deadline)
    You can pay right away or wait until the due date. You may also choose to split or postpone the payment (fees may apply).


💡 Benefits of Klarna invoice

  • Shop now, pay later

  • No interest or fees when paid on time

  • Full overview in the Klarna app

  • Safe and secure – pay only when you’ve received and approved your items


⚠️ Important notes

  • Make sure your email address is correct to receive your invoice

  • Late payments may incur reminder fees and interest

  • Klarna performs an automatic credit check and may decline your order in some cases

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